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Overview

To enable seamless payments through SynchPay, you can allow users to authorize recurring charges up to a defined limit. This is managed through the Debit Auth API endpoints, which allow you to check, set, and update the user’s authorized debit limit.

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How It Works

1

Obtain an Access Token

Before calling any Debit Auth endpoints, secure an access token by making a POST request to /auth/token using your ClientId and ClientSecret.
2

Check Current Limit

Use the GET /user/{registrationId}/debitauth endpoint to retrieve the current auto-debit authorization status and the active limit, if any.
3

Set Initial Limit

If the user has not authorized any auto-debits yet, initiate the setup by sending a POST request to /user/{registrationId}/debitauth with the desired limit.

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Check Current Debit Authorization

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Endpoint

  • URL: https://api.synchpay.com/user/{registrationId}/debitauth
  • Method: GET
  • Authorization: Bearer <AccessToken>

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Query Parameters

ParameterTypeDescriptionRequired
RegistrationIdstringUnique identifier for the registered userYes
CompanyIdstringUnique identifier for the CompanyYes

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Example Request

GET /user/bc1dcbac-226a-41cb-bc91-8e94e701cbba/debitauth?CompanyId=6e8d9257-bd5f-45cf-8f29-6d0ae8a6d991
Authorization: Bearer eyJhbGciOi...

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Example Response

{
  "Enabled": true,
  "Limit": 10000
}

{
  "Enabled": false,
  "Limit": 0
}

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Set a New Debit Authorization Limit

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Endpoint

  • URL: https://api.synchpay.com/user/{registrationId}/debitauth
  • Method: POST
  • Authorization: Bearer <AccessToken>

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Path Parameters

ParameterTypeDescriptionRequired
registrationIdstringUnique identifier for the registered userYes

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Request Body

ParameterTypeDescriptionRequired
CompanyIdstringUnique identifier for the companyYes
EnabledbooleanWhen used with true value then notifications is sent to the user, false will disable the DebitAuth. Default: falseNo
LimitintegerMaximum auto-debit amount in cents (e.g. 10000 = $100.00)Yes

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Example Request

{
  "CompanyId": "bc1dcbac-226a-41cb-bc91-8e94e701cbba",
  "Enabled": true,
  "Limit": 10000
}