> ## Documentation Index
> Fetch the complete documentation index at: https://apidocs.synchpay.dev/llms.txt
> Use this file to discover all available pages before exploring further.

# SynchPay Overview

> Get started with the new way to pay

## The Future of Payments

SynchPay revolutionizes instant payments in the U.S., making it easier for users and businesses to process transactions efficiently and securely. Powered by account-to-account transfers, SynchPay eliminates the need for credit or debit cards, providing a cost-effective payment solution.

We enable businesses to request payments from consumers seamlessly through iFrame tokenization. This method ensures that applications can request funds from any account linked to their users through app-level registrations, mirroring the experience of traditional payment methods.

<img alt="Hero Light" className="block dark:hidden" src="https://mintcdn.com/synchpay-e5e93cc6/WkQVuVkgDUlel-jL/images/gradient-light-16_9.png?fit=max&auto=format&n=WkQVuVkgDUlel-jL&q=85&s=9d9cdbb29f364c8bedc58de005b4cc52" width="3840" height="2160" data-path="images/gradient-light-16_9.png" />

<Card title="Quickstart" icon="rocket" iconType="sharp-solid" href="quickstart">
  Get started with your SynchPay integration, and add payments to your app in just a few minutes.
</Card>

<Tip>
  We also have a [Postman collection available here](https://gist.github.com/charles-lehman/000b6347045f40b39b1221f4b11db602)
</Tip>

## What makes SynchPay different?

SynchPay uses [instant payments](https://notes.mtb.xyz/p/real-time-payments-1000-words) to move money 24/7/365. This technology is substantially cost-effective than credit or debit cards, and we use this to offer you the lowest possible prices. We offer our service via API or integration, a business-facing web portal, and a consumer-facing mobile app.